Financial Inclusion - 4920 Words

RESEARCH PAPER ON ROLE OF GOVERNMENT IN FINANCIAL INCLUSION Role of Government in financial inclusion Abstract:- This research paper contains the full information about the financial inclusion of the world’s economic. In this research paper we describe the financial inclusion basic meaning, definitions, scope significance. Now we move towards the second phase which include role of government role of banks in financial inclusion. we also include the reforms that has been done by the government and the other government organizations . We also include the main article that has been given by the different†¦show more content†¦The bank asked the commercial banks in different regions to start a 100% Financial Inclusion campaign on a pilot basis. As a result of the campaign states or U.T.s like Puducherry, Himachal Pradesh and Kerala have announced 100% financial inclusion in all their districts. Reserve Bank of India’s vision for 2020 is to open nearly 600 million new customers accounts and service them through a variety of channels by leveraging on IT. However, illiteracy and the low income savings and lack of bank branches in rural areas continue to be a road block to financial inclusion in many states. Apart from this there are certain in Current model which is followed. There is inadequate legal and financial structure. India being a mostly agrarian economy hardly has schemes which lend for agriculture. Along with Microfinance we need to focus on Micro insurance too. The scope of financial inclusion The scope of financial inclusion can be expanded in two ways. a) through state-driven intervention by way of statutory enactments ( for instance the US example, the Community Reinvestment Act and making it a statutory right to have bank account in France). b) through voluntary effort by the banking community itself for evolving various strategies to bring within the ambit of the banking sector the large strata of society. When bankers do not give the desired attention to certain areas, the regulators have toShow MoreRelatedFinancial Inclusion in India Essay623 Words   |  3 PagesFinancial Inclusion in Karnataka Karnataka is the India’s eighth largest State in terms of geographical size accounting for 6.3% of the geographical area (1, 91,791 square km), 5.05% of the total population (6.11 crore) and approximately 5.5% of the GDP of the country. The State has 30 districts and 176 taluks. The literacy rate in the State is 75.6% (male-82.85% and female-68.13%)(Census, 2011). The State ranks seventh in human development index (HDR 2005). The infrastructure development indexRead MoreMicrofinance And Financial Inclusion : Microfinance1305 Words   |  6 Pages 4. Microfinance and Financial Inclusion: Microfinance programmes are intended to reach poor segments of society as they lack access to formal financial services. It, therefore, holds greater promise to further the agenda of FI as it seeks to reach out to this excluded category of population. India has adopted the Bangladesh’s model in a modified form. The Apex-Bank NABARD started ‘SHG bank linkage programme’ during the last decade of by-gone century, is by far the major programme initiative withoutRead Moreâ€Å"Role of Government in Financial Inclusion†4322 Words   |  18 PagesA RESEARCH PAPER ON â€Å"ROLE OF GOVERNMENT IN FINANCIAL INCLUSION† Submitted By: Hemali Shah (MPM: 2nd Semester) ABSTRACT: Financial inclusion means a group of people should take part in growth activities and help to increase economic growth of the country. We cannot say that financial growth has been achieved by opening a bank account, granting huge loan to a single person and closing the account. First, many people have to open an account in a bank, save money regularly so that loans to needy peopleRead MoreFinancial Inclusion Of The Jammu And Kashmir State Essay812 Words   |  4 PagesFinancial inclusion, principally when endorsed in the wider framework of economic inclusion, it has an ability to uplift financial conditions and improve the standards of lives of the poor and the underprivileged. Financial inclusion has been successful in other countries India is also trying this for all time to achieve this goal. Access to affordable financial services would lead to increasing economic actions and employment opportunities for rural households with a possible multiplier effect onRead MoreRole of Bc/Bf in Financial Inclusion16135 Words   |  65 PagesROLE OF BUSINESS CORRESPONDENT / BUSINESS FASCILITATOR IN FINANCIAL INCLUSION. A PROJECT REPORT Submitted by VARUN VERMA (2K92A49) PGDM GENERAL In partial fulfillment for the award of the degree Of MASTERS IN BUSINESS ADMINISTRATION [pic] ASIA PACIFIC INSTITUTE OF MANAGEMENT, NEW DELHI (2009-2011) ACKNOLEDGEMENT I wish to express my gratitude to NABARD, Haryana, for giving me an opportunity to be a part of it and enhance my knowledge by granting permission to do my summer projectRead MoreFinancial Inclusion - the Scope and Effect in Indian Economy1862 Words   |  8 PagesFINANCIAL INCLUSION IN INDIA- IMPACT CHALLENGES Financial inclusion in India – The way forward ABSTRACT: The government of India RBI has out with a major initiative towards ensuring the inclusive growth through financial inclusion so that the access of financial service will reach to the mass population. The main theme of this paper is to highlight the requirement of financial inclusion and to estimate the social benefit from these initiatives. As Reserve Bank of India data shows that as manyRead MoreRole Of Commercial Banks On A Part Of Financial Inclusion Programme1598 Words   |  7 Pagescommercial banks to be performed as part of financial inclusion programme: a) Financial literacy b) Credit counselling c) BC/BF model d) KYC norms e) KCC/GCC f) No-frill accounts financial literacy g) Branch expansion, h) Mobile banking, and i) Other measures. a) Financial literacy: Providing financial literacy is the essential function of financial inclusion, as the main cause for exclusion is the lack knowledge about formal financial system. Financial literacy states to knowledge prerequisite forRead MoreFactors Hindering Financial Inclusion in Uganda: A Case Study of Kamuli District1618 Words   |  7 PagesFACTORS HINDERING FINANCIAL INCLUSION IN UGANDA: A CASE STUDY OF KAMULI DISTRICT. CHAPTER ONE: INTRODUCTION Background to the Study Uganda’s Vision 2040 highlights access to finance as one of the barriers among others that are affecting the competitiveness of the economy. Most individuals and firms access credit from informal sources. One of the reasons for the limited access to credit is the low level of domestic savings which affects the ability by institutions to offer long term finance. As suchRead MoreInitiatives For Financial Inclusion Of India2000 Words   |  8 PagesINITIATIVES FOR FINANCIAL INCLUSION IN INDIA Dr. DilipChellani and Dr. Ramamurthy N Introduction: For the first time, the Eleventh Five Year Plan (2007-12) envisaged inclusive growth as a key objective as well as a strategy for economic development. Financial inclusion (FI) can therefore be very well called as 21st century banking. Its main aim is to extend the banking and financial services to every persons (or class of people), Projects (activities in various sectors) and places/parts (rural/semiRead MoreFinancial Inclusion Through India Post1215 Words   |  5 PagesFINANCIAL INCLUSION THROUGH INDIA POST Dr. Joji Chandran PhD ABSTRACT India is having the most widely distributed post office system in the world. With 1,55,333 post offices, the India post comes under the Department of Posts which is a part of the Ministry of Communications and Information Technology under the Government of India. The wide distribution network of India post is one important factor that favours india post as a channel for financial inclusion in India. The search of financial

The Bar Scene A Place for Homosexual Culture and Identity...

In every walk of life, people seek refuge from the judgmental perception of their contemporaries. Thus, many people live in secrecy. For them, secrecy is an absolute necessity in dodging undesired scrutiny and maintaining normalcy in public. When it comes to gender and the expression of it, lines are often blurred. While some hide, others brazenly parade their sexuality in public and their alternative perspectives on gender roles. In â€Å"The Bowery as Haven and Spectacle† from Gay New York, by George Chauncey, explores the emergence of the Bowery â€Å"fairy† bars, and how they became a sanctuary for the queer and working-class of New York City. He discusses in great length the tension that arises between the middle-class and working-class, the†¦show more content†¦With this said, I will explore the importance of the bar scene in the development of gay gender perspectives, and to do this, I will use both Chauncey and Mushroom to show the how the bar scene pro vided a gateway where it was possible for homosexuals to birth a unique culture and custom tailor a set of guidelines for ones gender expectancies. Binary relationships constitute our perceptions of the contemporary world. Binary relationships such as working-class versus middle-class, homosexual versus heterosexual, femininity versus masculinity, dictate what is presumed to be acceptable, correct, and standard, versus what is incorrect, unacceptable, incorrect, and uncommon. In order for the bar scene to thrive, the perfect environment would have to be chosen. This is what Chauncey discusses in his piece. In the late nineteenth/early twentieth century, the Bowery was the epicenter of â€Å"commercialized vices†, and had a distinctive working-class culture with its own codes of conduct, dress, and public socializing, thus facing much scrutiny from the middle-class. Chauncey writes, â€Å"[†¦] The Bowery, like the Tenderloin, was an area where working-class men and women could engage in sexually charged encounters in public, it also took on a particular significance in bourgeois ideology and life in the late nineteen th century as a so-called red-light district (p 35).†Show MoreRelatedThe Lesbian Experience Of The Early And Mid Twentieth Century Essay1746 Words   |  7 Pagesunknown and ignored because it was impossible for women to claim their identity as a lesbian; they were frequently viewed from the outside as sick, confused, or sinful and no one would want to be considered one. Being a lesbian woman in the streets was unsafe for them, as they were vulnerable to be followed and harassed by men. Finally, in this era working-class women were working more and had to keep silent about their sexual identity because it could cost losing their jobs. Although, by the 1920’s thereRead MoreA Social Workers Perspective on the Gay and Lesbian Community1760 Words   |  8 Pagesalmost never happened. In such a world, then, how were homosexuals regarded? First, no one thirty years ago thought a lot about homosexuality. It was not a topic that preoccupied the average American. You didnt hear it discussed on talk shows or depicted in movies. You didnt see so-called gay pride parades in our major cities. You werent bombarded with political pronouncements on the subject. You didnt have homosexuals militantly proclaiming to the general public the proprietyRead MoreOppression and Lesbian, Gay, Bisexual, and Transgender Persons 1091 Words   |  5 Pagescommunity are leveraging the existence of more globalized and open systems. Besides, the promotion of the lesbian, gay, bisexual and transgender population have been acknowledged through smart partnerships within conventional, political and economic scene, while the males and heterosexuals are still pervasive. Beyond the simple justice to give this element of equal rights to lesbians and gays, the legalization of gay marriage in selected states reflects a change in attitudes in society towardsRead MoreEssay Reservoir Dogs1255 Words   |  6 Pagesessentially European art film disguised as American crime movie. He is a natural born entertainer who sees a challenge to captivate his audience with frolicsome movie. He understands that his movie is as much a reflection of pop culture as it is pop culture itself. Though self-conscious about the noir tradition and based more on old movies than on real life, Reservoir Dogs, Tarantino’s first directorial effort, flaunted a sparkling script and superlative performance. TheRead MoreHomosexuality and University Press5666 Words   |  23 PagesHomosexuality (male). Definition Homosexuality refers to sexual behaviors and desires between males or between females. Gay refers to self-identification with such practices and desires, like homosexual, both terms mostly used only for men. Lesbian is its female counterpart. Such definitions have run into major problems, and nowadays the concept â€Å"queer† is used to indicate the fluency of sexual practices and gender performances. Sociological context Since the 1970s, homosexuality hasRead MoreA Radical Analysis And Argument On The Issue Of Lgbtq Rights Movement1733 Words   |  7 Pagesbisexual, transgender, and queer (and/or questioning) individuals/identities. There have been organizations try to call for an end to discrimination against gays and lesbians in getting occupations, financial issues, housing, public safety, and other aspects of routine life. All of the historians stated that there is evidence of homosexual activity and same-sex relationships, whether were accepted or not, in every documented culture; so they have the rights to live and they need to have the equalRead MoreGay Dance Clubs Essay example4299 Words   |  18 Pagesthan music is the bottom line. As a space traditionally influenced by homosexuals becomes a major business opportunity, this commercialization has led to the inclusion of gay subcultures within mainstream American society. However, this process has served to reinforce social stigma and stere otypes. The advertising and club environment designed to â€Å"sell† the experience to the gay customer is founded on the overtly sexual club culture of the 1970s and early 80s. On the dance floor the constructed imageRead MoreThe Electronic Sound : A World Of Massive Technological Development1703 Words   |  7 Pagesthe years, will collectively work towards summarizing what EDM/house music is as a whole. To fully understand the present forms of electronic music one must look back at the origins of the sound entirely. Technically the birth of this music took place in the 1960s upon the creations of the first electronic synthesizers, specifically the Moog synthesizer; however, the socially adopted birth came in the 70s with the creation of Synthpop and Disco. (Powers) Domestically (in the United States) the electronicRead MoreShaping American Cultures 2166 Words   |  9 PagesThroughout the 1960s there was a cultural phenomenon that started in the United States and spread like wildfire to multiple other cultures in the world. This phenomenon was also known as countercultures. This decade raised the 76.4 million Americans born during the baby boom generation. The babies of this boom entered their teen years during the 1960s and they definitely embraced a multitude new standards, dramatically different from the way their parents were raised. While some encompassed new idealsRead MoreGe nder Stigma Behind The Hiv And Aids Epidemic Essay1717 Words   |  7 Pagesher perspective of the film, She’s Gotta Have It, stating that films like this â€Å"exposed grave ignorance about feminist political movement, revealing the extent to which shallows notions of feminist struggle disseminated by non-feminists in popular culture shape and influence the way many people perceive feminism. That all feminists are man-hating, sexually depraved, castrating, power-hungry, etc. are prevailing stereotypes† (135-136). â€Å"To some extent, this perception is based on a narrowly defined

Persepolis free essay sample

Plot The Trip After a year, the fundamentalist student occupied the U. S embassy. And few days later, the minister of education has decreed that universities will be close for two years because the new regime. They also force women to wear the veil because they said womens hair makes men exciting. It wasnt only the government that changed, ordinary people changed too. Things getting worse, Marjis family had decided to go to Italy and Spain for three weeks. After they back, their country is at war. The Iranian fundamentalists tried to stir up their Iraqi Shiite Allies against Saddam and Arab use this as pretext to invasion Iran. Vocabulary Republic (Noun): A political system in which the supreme power lies in a body of citizens who can elect people to represent them. Proletariat (Noun): A social class comprising those who do manual labor or work for wages. We will write a custom essay sample on Persepolis or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Nationalism (Noun): Love of country and willingness to sacrifice for it. Ideological (Adj): Concerned with or suggestive of ideas. Embassy (Noun): A diplomatic building where ambassadors live or work. Background Information The Iran–Iraq War, this war also known as the Imposed War and Holy Defense in Iran. This war came at a great cost in living and economic damage, it cost half a million Iraqi and Iranian soldiers and civilians die in the war and with many of people injured. The objectives of Iraqs invasion of Iran were: -Control of the Shatt al-Arab waterway by Iraqis -Acquisition of the three islands of Abu Musa and the Greater and Lesser Tunbs, on behalf of the UAE. -Annexation of Khuzestan to Iraq Prevent the spread of the Islamic Revolution in the region Literary Element The title of The Sheep works on metaphorical level. In a literal sense on the novel, sheep is the transportation that Siamak and his family use to cross the Iranian border, but it is also represent the general population of Iran, as well as Marjis family who leave for the United States. Like sheep that simply follow each other with no notion of decision and sheep is also a very peacefully animal, that have no ambition, in other word they too soft and I think it is major issue of Iran. Graphic Element When Anoosh get executed, God come to talk with Marji, but Marji said to the God that she doesn’t want to see the God any more she wants the God get out of her life. Before Anoosh get executed, Marji was one that used to believe in and love God, she thought the God should be the represent love, justice and holy wrath for evil, but Anoosh’s death makes her realize that she is wrong. Anoosh’s death breaks Marji’s childish conception of God. She thinks that God is no longer the symbol for justice. She fined herself so lost like the people at Iran because right now she can not find any one that can listen to her true heart. One Theme These two chapters is the turning point of the novel. The beginning of the war is one of the novel’s themes. During the war people are living difficult, not enough food and most of population had move out with no notion of decision because they just want to be safe. If a country that with out population that won’t longer be a country for the people who stays at Iran because they still believe that one day this country will be better. Three Questions Q1. Why Anoosh say that one day the proletariat will rule? What does it means? (pg 69) Q2. Do you think to becoming a sheep is good or not? Q3. Persepolis free essay sample Persepolis was a very insightful movie about the lives of Iranian people at a very important time in the country’s history. Two topics that stuck out to me the most were the effects of the war on the everyday lives of the citizens of Iran and secondly the not-so-patriarchal lifestyle of people at the household level. Once the revolution to bring down the Shah began, which was followed by the Iran-Iraq war, the lives of Iranians were never the same again. Before these events, Iran appeared to be what we can easily call ‘a modern society’. Women were treated equally, men and women openly socialized together without any restrictions and westernization was apparent with the dressing styles of women, parties and the children indulging in pop culture. All of this drastically changed after the elections and once the war began. Under the new repressive government, religious extremists in power imposed several laws that undermined the freedom of all citizens of Iran. We will write a custom essay sample on Persepolis or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Everybody was told how to dress whereby women were required to veil in public, parties and consumption of alcohol became illegal, children were taught in school that the new government was very good, young boys were influenced into joining the army and fighting in the war. In addition to all these social impacts there were economic downturns as well. The stores are shown to have empty shelves, the country’s infrastructure destroyed, healthcare deteriorated, the excessive restrictions on almost everything pushed for the need for black-markets and illegal operations. Even with all the restrictions from the people in power and the policing of everybody, there were still a large number of people who were very modern, even men. One example would be Marjane’s father telling her and Reza to be more careful about meeting in public. Another example would be when Marjane’s uncle Anoush is released from prison and visits them, everybody ate dinner at the same table, both men and women. One of the topics that relate to our class readings is war and bereavement. The war that lasted so long did not occur without expensing lives of millions of innocent people. During the war period, countless lives were lost and most of these were men. Men fought in wars and died and the women were left to deal with the loss. When a missile lands in Marjane’s neighborhood, the fear of losing her family takes over her and she is still a little girl at the time. The same incident cost the lives of her friends in the neighborhood. Of all the characters in the movie, to me, Marjane’s grandmother was the most compelling character. She was a wise old woman who was inspirational, understanding and very realistic. She was a symbol of independence and a great role model for Marjane. Most importantly, she practiced what she preached. She placed a great emphasis on protecting the innocent as this was an issue close to her since her husband and family members had been victims. When Marjane tells her that in order to save herself from the police, she lied and got an innocent man in trouble, Grandmother reacts in a way that I didn’t expect. She believed in being true to your own self and certainly did not tolerate any unfaithfulness, even from her beloved Marjane. The character that had the most impact on Marjane would have to be her uncle Anoush. He came into Marjane’s life when she was still very young and definitely made an enormous impression on her. As if his life story wasn’t enough, uncle Anoush’s death left an even bigger impact on Marjane’s life. She wouldn’t tolerate people talking about war and death lightly after his death. Several times in her life when she was feeling confused, the words of her uncle Anoush helped her get through.